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1. E-NAIRA AND IT’S IMPLICATIONS ON THE FINTECH SECTOR

Background of the study

Financial service delivery is progressively merging with developing technologies in Nigeria, resulting in the already well-known 'financial technology.' Fintech was not a thing a few years ago, or rather, there was a significant gap betwe...

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2. A CRIRICAL INVESTIGATION OF THE IMPLICATIONS EXTERNAL DEBTS ON THE ECONOMY OF NIGERIA

BACKGROUND OF THE STUDY

Although infrastructure investment is widely seen as a critical engine of economic growth, many developing nations, including Nigeria, fall behind in terms of the quality and quantity of critical economic infrastructure. Developing countries...

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3. A STATISTICAL SURVEY OF AGRICULTURAL LOAN AND ITS EFFECTS ON FARMING ACTIVITIES IN NIGERIA

Background to the Study

Since the discovery of crude oil in Nigeria, farming has been plagued by discrepancies and relegation. Agriculture is a vital part of the Nigerian economy. Its importance in economic progress cannot be overstated. According to Umar (2004), agricu...

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4. EXAMINING E-NAIRA AWARENESS IN NIGERIA'S RURAL DEMOGRAPHICS

Background of the study

“Rural” means open land and tiny settlements in general, although "rural areas" are typically taken for granted or left undefined in policy-oriented and scientific literature, in a process of description that is sometimes la...

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5. PUBLIC PERCEPTION OF NIGERIA ELECTRONIC NAIRA (E-NAIRA). A STUDY OF KANO METROPOLIS.

​​​​​​Without a doubt, the global financial system is embracing the current technological transformation from physical currency to practically virtual currencies. In recent years, rapid technological innovation and new business models have led in a slew of novel retail payment methods. These deve...

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6. PROBLEM AND PROSPECT OF E-NAIRA IN NIGERIA.

Changing technology, economic advancement, and the desire to effectively fulfill the functions of money have all spurred monetary changes throughout history. These developments point to substantial changes in the retail payment environment, including a drop in cash usage. Digital money was born a...

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7. A SURVEY INTO THE ACCEPTANCE AND ADOPTION OF THE CBN CASHLESS POLICY IN NIGERIA

BACKGROUND TO THE STUDY

According to Ajayi et al. (2006), supporting a secure, convenient, and inexpensive payment system is one of the criteria for the growth of the national economy. Today's world is shifting away from paper payment systems and to...

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8. A SURVEY OF ACCOUNTING SYSTEM IN COMMUNITY BANKING

BACKGROUND OF THE STUDY
From the smallest receipts and payments of a small club to the published accounts of huge public enterprises, accountancy encompasses the installation of bookkeeping and accounting systems, the writing up of accounts, and the creati...

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9. A SURVEY OF EMPLOYEE PERFORMANCE APPRAISAL AND ITS EFFECTS ON ORGANIZATIONAL PRODUCTIVITY

BACKGROUND OF THE STUDY

The function of performance appraisal is a strategic aspect in any review of the conditions required for an organization's growth and survival. It is considered that both the person and the organization require knowledge of h...

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10. A SURVEY OF THE INCREASE AND USAGE OF CRYPTOCURRENCIES IN AFRICA

Background of the study

Throughout history, people have exchanged products and services via a number of techniques and channels. Many of these methods and materials, such as metal coins or paper money, are typically physical.

Without a questio...

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11. A SURVEY ON SHIP FINANCING: EXPERIENCE OF NIGERIA

Background to the study

Shipping has been around for almost 5000 years, with the earliest known marine commerce network connecting Mesopotamia, Bahrain, and the Indus River. Shipping is always evolving, and today's shipping is very different from wh...

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12. AN ASSESSMENT OF CORPORATIVE PERFORMANCE VARIABLES THAT DETERMINE DIVIDEND PAYOUT POLICIES OF MANUFACTURING INDUSTRIES IN NIGERIA

Background of the Study

The success of corporations is influenced by a variety of factors, one of which is dividend policy. Dividend policy is used to keep a manager's opportunism under check. Empirical studies reveal that companies in underdevelope...

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13. AN ASSESSMENT OF COVID-19 AND ITS IMPACT IN THE MANUFACTURING SECTOR IN NIGERIA

BACKGROUND OF THE STUDY

Manufacturing has long played an important part in emerging countries' economic progress. The manufacturing industry is concerned with the design, processing, and preparation of goods made from commodities and raw materials....

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14. AN ASSESSMENT OF COVID-19 LOCKDOWN AND ITS EFFECTS ON POS WITHDRAWAL CHARGES IN NIGERIA

BACKGROUND OF THE STUDY

COVID-19 was found in Wuhan, China, in December 2019. However, it spread quickly and had a detrimental influence on all countries and territories worldwide. As of 5 October 2020, about 6 million COVID-19 cases have been recorded...

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15. A CRIRICAL INVESTIGATION OF THE IMPLICATIONS EXTERNAL DEBTS ON THE ECONOMY OF NIGERIA

BACKGROUND OF THE STUDY

Although infrastructure investment is widely seen as a critical engine of economic growth, many developing nations, including Nigeria, fall behind in terms of the quality and quantity of critical economic infrastructure. Developing countries...

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16. AN ASSESSMENT OF FINANCIAL STATEMENT AND ITS USEFULNESS IN ASSESSING THE PERFORMANCE OF AN ORGANIZATION

Background Of Study

A farmer who planted corps expects results, just as a student who waits for an exam does. The same may be said for an investor. The farmer may be informed of the outcome in the form of a bountiful crop. A pupil would normally be satisfied with a resu...

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17. AN EVALUATION OF COMPETITIVE STRATEGY AND ITS IMPACT ON AND ORGANIZATIONAL PERFORMANCE IN THE NIGERIAN BANKING INDUSTRY

BACKGROUND OF THE STUDY

The name Bank is derived from the Italian word banco, which means "desk/bench" and was used by Florentine bankers during the Renaissance to execute this transaction over a desk covered by a green tablecloth. However, th...

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18. AN EVALUATION OF COST OVERRUN AND ITS CAUSES IN CONSTRUCTION INDUSTRIES IN DEVELOPING NATIONS

Background of the study

Cost overrun is a global phenomena in the construction business, when projects are rarely completed within the projected cost. In a global assessment on construction project performance, cost overrun was recognized as the biggest...

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19. AN EVALUATION OF THE COVID-19 LOCKDOWN AND ITS EFFECT ON IMPORTATION IN NIGERIA

BACKGROUND OF THE STUDY

Importing raw materials and machinery is one way to increase profit margins. Importing items has a lot of advantages, including excellent quality, affordable pricing, and advantages associated to international trade. An importer...

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20. AN INVESTIGATION OF ELECTRONIC BANKING AND ITS IMPLICATIONS IN NIGERIA BANKS

Background to the study

Electronic banking in Nigeria has been considered by many, particularly economists, as having significant ramifications for the Nigerian economy, particularly the banking industry, over time. Nigeria's economy has benefited g...

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21. FINANCIAL RECORD KEEPING AND CHALLENGES IN MICRO FINANCE BANKS

BACKGROUND TO THE STUDY

Micro-finance is the supply of loans, savings, and other basic financial services to the poor. People living in poverty, like everyone else, need a diverse range of financial instruments to run their business, build assets, stabi...

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22. GOVERNMENT EXPENDITURE AND ECONOMIC GROWTH IN NIGERIA: A DISAGGREGATED ANALYSIS

BACKGROUND OF THE STUDY

The relationship between government expenditure and economic growth has continued to generate series of debate among scholars. Government performs two functions­-Protection (and security) and Provision of certain public goods...

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23. AN INVESTIGATION OF OPERATIONAL PROBLEMS FACING MICRO FINANCE BANK

 BACKGROUND OF STUDY

Nigeria is a country rich in natural and human resources, with a population of more than 140 million people primarily engaged in agriculture and small-scale business. Micro, small, and medium-sized firms (MSMEs) and both peasa...

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24. AN INVESTIGATION OF THE CONTRIBUTIONS OF COMMERCIAL BANKS TO THE ECONOMIC DEVELOPMENT OF NIGERIA

BACKGROUND OF THE STUDY

Nigeria as a nation is characterized by a developing economy because the various sectors responsible for economic development are not optimally utilized, as a result of which we have not been able to fully tap the natural resourc...

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25. AN INVESTIGATION OF WORK LIFE BALANCE AND ITS EFFECTS ON PERFORMANCE OF FEMALE EMPLOYEES IN THE BANKING INDUSTRY

BACKGROUND TO THE STUDY

The ability to play many roles is a necessary component of one's professional life. Employees who undertake several responsibilities are subjected to multiple expectations from others, both inside and outside the firm (Shaila...

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26. DIFFICULTIES AND SURVIVING MECHANISMS OF SMALL SCALE INDUSTRIES AFTER THE COVID-19 LOCKDOWN PERIOD IN NIGERIA

BACKGROUND OF THE STUDY

Because SSIs come in a variety of forms and have made significant contributions to nation building, the promotion of small scale industries has been a priority for governments all over the world (Aderemi et al. 2019; Tehseen &...

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27. DEVELOPING AQUACULTURE IN DEGRADED INLAND AREAS IN NIGERIA

BACKGROUND TO THE STUDY

Nigeria, the country of many rivers, is also rich in lakes, reservoirs and wetlands but many of them had been degraded due to a lot of factors (FGN, 1993). Sustainable fisheries production and development depends largely upon go...

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28. EVALUATION OF THE ROLE OF CENTRAL BANK OF NIGERIA IN ENSURING EFFICIENT AND EFFECTIVE BANKING OPERATION IN NIGERIA

BACKGROUND OF THE STUDY

The need for supervision and control of commercial banks activities is to ensure that they adhere to the stipulated monetary policies, rules and regulations as well. The last three decades has seen industrialized countries around...

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29. INVESTIGATION ON THE RISK ATTACHED TO USING E-NAIRA IN NIGERIA

Background of the study

Connection to the financial system is very important to different economies in the world. Digital currencies have attracted strong interest in recent years and have the potential to become widely adopted for use in making payment...

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30. PROBLEM AND PROSPECT OF E-NAIRA IN NIGERIA.

Background of the study

Changing technology, economic advancement, and the desire to effectively fulfill the functions of money have all spurred monetary changes throughout history. These developments point to substantial changes in the retail payment e...

Read more

31. PUBLIC PERCEPTION OF NIGERIA ELECTRONIC NAIRA (E-NAIRA). A STUDY OF KANO METROPOLIS.

Background of the study

Without a doubt, the global financial system is embracing the current technological transformation from physical currency to practically virtual currencies. In recent years, rapid technological innovation and new business models...

Read more

32. THE BENEFIT OF E-NAIRA TO UNBANKED NIGERIANS

Background of the study

Many millions, if not billion of people will be able to use a range of convenient, accessible, and dependable financial instruments for the first time in the not-too-distant future, regardless of their proximity to tradition...

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33. THE ECONOMIC IMPLICATION OF INCREASING EXTERNAL DEBT LIABILITY IN NIGERIA

A HISTORICAL PERSPECTIVE OF NIGERIA’S EXTERNAL DEBT

The management of Nigeria’s external debt has been a major macroeconomic problem especially since the early 1980s. For many years now, the country’s debt has been growing in spite of the efforts being...

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34. THE EFFECT OF E-NAIRA ON INFLATION

Background of the study

Inflation is a term used to describe the rate at which the price of goods and services rises over time. Inflation impacts not only the cost of life – items like transportation, power, and food – but also interest rate...

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35. THE EFFECT OF E-NAIRA ON SME'S IN NIGERIA

Background of the study

Many impoverished individuals in emerging nations face declining living conditions and unemployment as a result of economic downturns. This has been exacerbated by the fact that the formal economy has been steadily losing jobs wh...

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36. THE EFFECT OF E-NAIRA PLATFORM ON NIGERIA COMMERCIAL BANKS

Background Of The Study

Nigeria's financial landscape has never been static. New services and products are offered on a regular basis, changing the way Nigerians engage with financial institutions and the Nigerian monetary and payment system (Adelma...

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37. THE EFFECTS OF PUBLIC RELATIONS ON ORGANIZATION. (CASE STUDY OF ZENITH BANKS IN ANAMBRA STATE)

Background of the study

Public Relation is the art and social science of analyzing trends predicting their consequences, counselling organization’s leaders and implementing planned programmes of actions, which will serve the interest of both the o...

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38. THE EXTENT OF LIABILITY OF BANKS FOR E-BANKING FRAUD

Background to the study

With the global use of progressively more sophisticated internet and information technology (Papazoglou, 2003), electronic banking is developing as a key channel for banking businesses (Wei et al., 2012). Globally, remote banking...

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39. THE IMPACT OF ENAIRA IN TRACKING MONEY LAUNDERING AND FRAUD IN NIGERIA

Background of the study 

The promotion of cashless policies has become a driving factor for global economies to investigate currency digitalization as it fast tracks online transactions. Various uses of e-transaction, includin...

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40. THE IMPACT OF E-NAIRA ON DEPOSIT MONEY BANK

Background of the study

Banks are a vital part of every economy. It is the driving force behind society and economic progress. The importance of banking services to any economy's growth and development cannot be overstated. Prior to the introduction...

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41. THE IMPACT OF E-NAIRA ON FINANCIAL INCLUSION

Background of the study

The availability and equality of opportunities to receive financial services are characterized as financial inclusion. It's a method for individuals and organizations to obtain relevant, inexpensive, and timely financial good...

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42. THE IMPACT OF E-NAIRA ON POS BUSINESS IN NIGERIA

Background of the study  

In recent years, rapid technical advancement and new business models have led in a slew of novel retail payment options. These advancements are raising the possibility of significant changes in the re...

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43. THE INFLUENCE OF E-NAIRA AND SMALL BANKS SURVIVAL

Background of the study

A bank is a financial organization that collects deposits and puts those deposits into lending activities, either directly or through capital markets (Uremadu, S. 2012). Customers with capital shortages are linked to customers wi...

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44. THE POSSIBLE CHALLENGES IN THE USE OF ENAIRA PLATFORM

Background Of The Study

Considering the rapid technological advancement and financial market evolution, a lot of innovative transactional products have emerged in recent years. According to McKarles (2019), the global financial system has clearly embrac...

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45. THE RELATIONSHIP BETWEEN E-NAIRA AND E-BANKING

Background of the study

The notion of electronic banking was born as a result of technological improvement in the banking system. Customers no longer need to visit a physical financial institution to complete a transaction; instead, they can do it from...

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46. A STATISTICAL ANALYSIS OF THE ROLE OF MICRO-FINANCE BANK IN AGRICULTURAL DEVELOPMENT

The thesis statistically analyzed of the role of microfinance bank in agricultural development in Nasarawa state. The study cover three selected microfinance banks, microfinance bank has played a vital role in the financing of various agricultural development programme. According to Schreive...

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47. THE ACCOUNTING INFORMATION AS A TOOL FOR MANAGEMENT DECISION-MAKING

BACKGROUND OF STUDY

The owner of a business naturally wishes to run his business as efficiently as possible. One of...

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48. AN ASSESSMENT OF HOUSING DEMAND AND SUPPLY

Background of the study

Housing is one of the basic necessities of man and has no doubt a profound impact on the health, welfare and productivity of the individual others are clothing and food. Housing must not be considered purely as shelter but agains...

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49. STATISTICAL ANALYSIS OF THE ROLE OF MICRO-FINANCE BANK IN AGRICULTURAL DEVELOPMENT

BACKGROUND OF THE STUDY

Microfinance bank has played a vital role in the financing of various agricultural development programme. According to Schreiver and Columbet (2001) define microfinance as a development tools used to create access for the ec...

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50. THE ACCOUNTING INFORMATION AS A TOOL FOR MANAGEMENT DECISION-MAKING

BACKGROUND OF STUDY

The owner of a business naturally wishes to run his business as efficiently as possible (Emma, 2010). One of the pur...

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