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1. ASSESSING E-NAIRA USER CHALLENGES BY FEATURE PHONE USERS

1.1 BACKGROUND OF THE STUDY

The general market and the majority of financial markets have changed greatly. In this sense, trading systems have evolved and adapted to market demands, with the goal of making business transactions as simple as possible through the developm...

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2. E-NAIRA AND IT’S IMPLICATIONS ON THE FINTECH SECTOR

Background of the study

Financial service delivery is progressively merging with developing technologies in Nigeria, resulting in the already well-known 'financial technology.' Fintech was not a thing a few years ago, or rather, there was a significant gap betwe...

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3. A CRIRICAL INVESTIGATION OF THE IMPLICATIONS EXTERNAL DEBTS ON THE ECONOMY OF NIGERIA

BACKGROUND OF THE STUDY

Although infrastructure investment is widely seen as a critical engine of economic growth, many developing nations, including Nigeria, fall behind in terms of the quality and quantity of critical economic infrastructure. Developing countries...

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4. A CRITICAL EVALUATION OF STUDENTS INDUSTRIAL WORKING EXPERIENCE SCHEME (SIWES) AND ITS BENEFITS AND CHALLENGES IN NIGERIAN UNIVERSITIES

BACKGROUND OF THE STUDY

Students' industrial work experience scheme (SIWES) is a hands-on program designed and supported by the Industrial Training Fund (ITF) in partnership with colleges, polytechnics, and universities to bridge the gap between sch...

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5. A STATISTICAL SURVEY OF AGRICULTURAL LOAN AND ITS EFFECTS ON FARMING ACTIVITIES IN NIGERIA

Background to the Study

Since the discovery of crude oil in Nigeria, farming has been plagued by discrepancies and relegation. Agriculture is a vital part of the Nigerian economy. Its importance in economic progress cannot be overstated. According to Umar (2004), agricu...

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6. EXAMINING E-NAIRA AWARENESS IN NIGERIA'S RURAL DEMOGRAPHICS

Background of the study

“Rural” means open land and tiny settlements in general, although "rural areas" are typically taken for granted or left undefined in policy-oriented and scientific literature, in a process of description that is sometimes la...

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7. IMPROVING PRODUCTIVITY IN THE CONSTRUCTION INDUSTRY THROUGH HUMAN RESOURCES DEVELOPMENT

Background To The Study

Human Resource Management (HRM) is of strategic importance in all organizations. It contributes to the success of the organization and creates competitive advantage for the organization (Rana & Rastogi, 2010). The way HRM practices and polici...

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8. KNOWLEDGE AND PRACTICE OF OCCUPATIONAL SAFETY AMONG WORKERS

​​​​​​​BACKGROUND OF THE STUDY

Safety and health principles are universal, but how much action is needed will depend on the size of the organization, the hazards presented by its activities, the physical characteristics of the organization, products or services, and the...

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9. RETAILERS CULTURE AND ATTITUDINAL BARRIERS TOWARDS THE USE OF ENAIRA

BACKGROUND OF THE STUDY

Globalization and digitization have revolutionized how businesses operate and competes in the marketplace in the 21st century. Information and communication technology (ICT) is the lifeblood of this change (Onyeaghala & Anele, 2017). Thus, in...

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10. PUBLIC PERCEPTION OF NIGERIA ELECTRONIC NAIRA (E-NAIRA). A STUDY OF KANO METROPOLIS.

​​​​​​Without a doubt, the global financial system is embracing the current technological transformation from physical currency to practically virtual currencies. In recent years, rapid technological innovation and new business models have led in a slew of novel retail payment methods. These deve...

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11. PROBLEM AND PROSPECT OF E-NAIRA IN NIGERIA.

Changing technology, economic advancement, and the desire to effectively fulfill the functions of money have all spurred monetary changes throughout history. These developments point to substantial changes in the retail payment environment, including a drop in cash usage. Digital money was born a...

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12. A STUDY ON REGRESSION ANALYSIS ON NATIONAL INCOME

BACKGROUND TO THE STUDY

The sum of the money worth of all the commodities and services produced in a country during a specific time period, generally a year, is referred to as national income. At this point, the topic of how an economy expands may sprin...

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13. A SURVEY INTO THE ACCEPTANCE AND ADOPTION OF THE CBN CASHLESS POLICY IN NIGERIA

BACKGROUND TO THE STUDY

According to Ajayi et al. (2006), supporting a secure, convenient, and inexpensive payment system is one of the criteria for the growth of the national economy. Today's world is shifting away from paper payment systems and to...

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14. A SURVEY OF ACCOUNTING SYSTEM IN COMMUNITY BANKING

BACKGROUND OF THE STUDY
From the smallest receipts and payments of a small club to the published accounts of huge public enterprises, accountancy encompasses the installation of bookkeeping and accounting systems, the writing up of accounts, and the creati...

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15. A SURVEY OF THE INCREASE AND USAGE OF CRYPTOCURRENCIES IN AFRICA

Background of the study

Throughout history, people have exchanged products and services via a number of techniques and channels. Many of these methods and materials, such as metal coins or paper money, are typically physical.

Without a questio...

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16. A SURVEY ON SHIP FINANCING: EXPERIENCE OF NIGERIA

Background to the study

Shipping has been around for almost 5000 years, with the earliest known marine commerce network connecting Mesopotamia, Bahrain, and the Indus River. Shipping is always evolving, and today's shipping is very different from wh...

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17. AN ANALYSIS OF REPORT CASES OF CRIMES IN NIGERIA FROM 1995 - 2004

BACKGROUND OF STUDY

Criminality is inherent in human nature and culture. As a result, no civilization can claim to be fully crime-free. However, the sorts of criminal behavior tend to follow the pattern of a society's social and economic growth. It is not surprising...

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18. AN ASSESSMENT OF ACCOUNTING INFORMATION AND ITS ROLE IN THE MANAGEMENT OF ORGANISATION

BACKGROUND OF THE STUDY

In order to make economic decisions, all corporate organizations require information. Information, according to SINHA (2002), is an integrating force that combines organizational resources into a cohesive whole, directed toward...

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19. AN ASSESSMENT OF ADMINISTRATIVE STRESS AND MODERN MANAGER IN PRIVATE BUSINESS ORGANIZATION

BACKGROUND OF THE STUDY

In today's world, life is often full with tension. Practically every human endeavor, stress and experience have become a part of life in today's society (Jain et al, 2015).

Stress is an unavoidable part of life...

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20. AN ASSESSMENT OF CORPORATIVE PERFORMANCE VARIABLES THAT DETERMINE DIVIDEND PAYOUT POLICIES OF MANUFACTURING INDUSTRIES IN NIGERIA

Background of the Study

The success of corporations is influenced by a variety of factors, one of which is dividend policy. Dividend policy is used to keep a manager's opportunism under check. Empirical studies reveal that companies in underdevelope...

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21. A CRIRICAL INVESTIGATION OF THE IMPLICATIONS EXTERNAL DEBTS ON THE ECONOMY OF NIGERIA

BACKGROUND OF THE STUDY

Although infrastructure investment is widely seen as a critical engine of economic growth, many developing nations, including Nigeria, fall behind in terms of the quality and quantity of critical economic infrastructure. Developing countries...

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22. AN ASSESSMENT OF LABOR OUTPUT DETERMINATION ON WINDOWS AND DOORS FIXING

BACKGROUND OF THE STUDY

The construction industry's productivity is extremely important to its efficiency. According to...

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23. AN ASSESSMENT OF TAX REFORMS AND ITS IMPACT ON INVESTMENT DECISIONS IN GHANA

INTRODUCTION
Every government, particularly those in developing countries, is worried about their country's economic progress. As a result, they work hard to attain better rates of economic growth and increase the living standards of their inhabitants....

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24. AN ASSESSMENT OF THE CONCEPT OF VICTIMS OF CRIMES IN NIGERIA

Background to the Study

It is not exaggeration that despite the effort of National Agency for the Prohibition of Trafficking in Persons (NAPTIP) and other bodies like the International Labour Organization (ILO)1, there are still cases and reports of women and child traf...

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25. AN EVALUATION OF COST OVERRUN AND ITS CAUSES IN CONSTRUCTION INDUSTRIES IN DEVELOPING NATIONS

Background of the study

Cost overrun is a global phenomena in the construction business, when projects are rarely completed within the projected cost. In a global assessment on construction project performance, cost overrun was recognized as the biggest...

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26. AN EVALUATION OF HUMAN RESOURCES MANAGEMENT FUNCTION AND EFFECTIVENESS OF PUBLIC SECONDARY SCHOOL

Background to the Study

The ability of an organization's or institution's administrators to coordinate the various resources and activities of the enterprise toward objective accomplishment through management is a function of many variables, inc...

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27. AN INVESTIGATION OF ELECTRONIC BANKING AND ITS IMPLICATIONS IN NIGERIA BANKS

Background to the study

Electronic banking in Nigeria has been considered by many, particularly economists, as having significant ramifications for the Nigerian economy, particularly the banking industry, over time. Nigeria's economy has benefited g...

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28. GOVERNMENT EXPENDITURE AND ECONOMIC GROWTH IN NIGERIA: A DISAGGREGATED ANALYSIS

BACKGROUND OF THE STUDY

The relationship between government expenditure and economic growth has continued to generate series of debate among scholars. Government performs two functions­-Protection (and security) and Provision of certain public goods...

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29. IMPACT OF E-PAYMENT ON ONLINE SHOPPING BEHAVIOUR

Background Of The Study

The 21st century has witnessed a great exodus from the traditional business model (Brick) to Electronic business (Click).This paradigm shift can be associated with the corresponding increase in the knowledge of information t...

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30. AN INVESTIGATION OF OPERATIONAL PROBLEMS FACING MICRO FINANCE BANK

 BACKGROUND OF STUDY

Nigeria is a country rich in natural and human resources, with a population of more than 140 million people primarily engaged in agriculture and small-scale business. Micro, small, and medium-sized firms (MSMEs) and both peasa...

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31. AN INVESTIGATION OF THE EFFECTIVENESS OF POS AND AVAILABILITY OF FUND DURING THE COVID-19 LOCKDOWN IN NIGERIA

BACKGROUND OF THE STUDY

Coronaviruses are a kind of virus that infects both animals and humans. They are members of the Coronaviridae family. Human corona viruses can cause moderate sickness, similar to a common cold, or severe illness (such as MERS - M...

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32. AN INVESTIGATION OF THE NATURE AND SIGNIFICANCE OF MANAGEMENT ACCOUNTING

BACKGROUND OF THE STUDY

The production of information for insiders such as firm managers is known as management accounting (Anyanwu, 2010). Managers utilize this data to track their progress toward their objectives and identify any possible issues ahea...

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33. AN INVESTIGATION OF VALUE-ADDED TAX AND ITS EFFECTS ON THE SUSTAINABILITY AND PROFITABILITY OF SME'S IN NIGERIA

Background of the Study

For a long time, small and medium-sized businesses have been seen as a source of financial development and improvement. As a result of this growing recognition, the World Bank Group has made small and medium-sized firms (SMEs) a...

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34. ANALYSIS OF INSURANCE AWARENESS AND INSURANCE PERFORMANCE IN THE NIGERIAN ECONOMY

Background Of The Study

The insurance business serves as the backbone of Nigeria's risk management system. Insurance companies are non-bank financial businesses that play an essential role in financial intermediation within the financial system of a...

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35. DIFFICULTIES AND SURVIVING MECHANISMS OF SMALL SCALE INDUSTRIES AFTER THE COVID-19 LOCKDOWN PERIOD IN NIGERIA

BACKGROUND OF THE STUDY

Because SSIs come in a variety of forms and have made significant contributions to nation building, the promotion of small scale industries has been a priority for governments all over the world (Aderemi et al. 2019; Tehseen &...

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36. NIGERIA'S RENTAL VARIATION IN RESIDENTIAL AND COMMERCIAL PROPERTY: A COMPARATIVE ANALYSIS

BACKGROUND OF THE STUDY

Shelter is an essential human requirement. T...

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37. SMALL SCALE BUSINESSES AND THEIR ROLE IN THE PROVISION OF EMPLOYMENT TO THE LABOR FORCE

Background of the Study

Small-scale businesses are an important part of Uganda's economic sector, and they helped the country get through difficult periods when all of the economy's sectors were in disarray (Brown, 2000). Uganda...

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38. INVESTIGATION ON THE RISK ATTACHED TO USING E-NAIRA IN NIGERIA

Background of the study

Connection to the financial system is very important to different economies in the world. Digital currencies have attracted strong interest in recent years and have the potential to become widely adopted for use in making payment...

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39. KNOWLEDGE AND PRACTICE OF OCCUPATIONAL SAFETY AMONG WORKERS

BACKGROUND OF THE STUDY

Safety and health principles are universal, but how much action is needed will depend on the size of the organization, the hazards presented by its activities, the physical characteristics of the organization, products or service...

Read more

40. PROBLEM AND PROSPECT OF E-NAIRA IN NIGERIA.

Background of the study

Changing technology, economic advancement, and the desire to effectively fulfill the functions of money have all spurred monetary changes throughout history. These developments point to substantial changes in the retail payment e...

Read more

41. PUBLIC PERCEPTION OF NIGERIA ELECTRONIC NAIRA (E-NAIRA). A STUDY OF KANO METROPOLIS.

Background of the study

Without a doubt, the global financial system is embracing the current technological transformation from physical currency to practically virtual currencies. In recent years, rapid technological innovation and new business models...

Read more

42. RETAILERS CULTURE AND ATTITUDINAL BARRIERS TOWARDS THE USE OF ENAIRA

BACKGROUND OF THE STUDY

Globalization and digitization have revolutionized how businesses operate and competes in the marketplace in the 21st century. Information and communication technology (ICT) is the lifeblood of this change (Onyeaghala & Anele...

Read more

43. THE BENEFIT OF E-NAIRA PLATFORM TO NIGERIA CITIZENS

Background Of The Study

According to the Financial Action Task Force (FATF 2014), digital currency is a digital representation of value that is digitally transmitted while functioning as a medium of exchange, unit of account, and store of value, and it...

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44. THE BENEFIT OF E-NAIRA TO UNBANKED NIGERIANS

Background of the study

Many millions, if not billion of people will be able to use a range of convenient, accessible, and dependable financial instruments for the first time in the not-too-distant future, regardless of their proximity to tradition...

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45. THE ECONOMIC IMPLICATION OF INCREASING EXTERNAL DEBT LIABILITY IN NIGERIA

A HISTORICAL PERSPECTIVE OF NIGERIA’S EXTERNAL DEBT

The management of Nigeria’s external debt has been a major macroeconomic problem especially since the early 1980s. For many years now, the country’s debt has been growing in spite of the efforts being...

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46. THE EFFECT OF E-NAIRA ON INFLATION

Background of the study

Inflation is a term used to describe the rate at which the price of goods and services rises over time. Inflation impacts not only the cost of life – items like transportation, power, and food – but also interest rate...

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47. THE EFFECT OF E-NAIRA ON SME'S IN NIGERIA

Background of the study

Many impoverished individuals in emerging nations face declining living conditions and unemployment as a result of economic downturns. This has been exacerbated by the fact that the formal economy has been steadily losing jobs wh...

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48. THE EFFECT OF E-NAIRA PLATFORM ON NIGERIA COMMERCIAL BANKS

Background Of The Study

Nigeria's financial landscape has never been static. New services and products are offered on a regular basis, changing the way Nigerians engage with financial institutions and the Nigerian monetary and payment system (Adelma...

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49. THE EFFECTIVENESS OF E-NAIRA SERVICES TO USERS (CASE STUDY OF SELECTED E-NAIRA USERS IN LAGOS STATE)

Background Of The Study

There have not been any broadly agreed definition of digital currency. This is owing to the fact that the digital currency system is a novel transaction system that has never been used before, and it is impossible to compare to t...

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50. THE IMPACT OF ENAIRA IN TRACKING MONEY LAUNDERING AND FRAUD IN NIGERIA

Background of the study 

The promotion of cashless policies has become a driving factor for global economies to investigate currency digitalization as it fast tracks online transactions. Various uses of e-transaction, includin...

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